Deendayal Antyodaya Yojana- National Rural Livelihoods Mission

In News

The Ministry of Rural Development released an update (PIB, 23 October 2025) highlighting the achievements and ongoing initiatives under Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM), the flagship poverty alleviation programme aimed at empowering rural communities, particularly women, through self-employment, skill development, and financial inclusion.

Analysis

1. Background and Evolution
   • National Rural Livelihood Mission (NRLM) was launched in 2010 by restructuring the Swarnajayanti Grameen Swarojgar Yojana (SGSY).
   • In 2016, it was renamed Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM).
   • Implemented by the Ministry of Rural Development (MoRD) as a centrally sponsored scheme jointly funded by the Centre and States.
   • It is one of the world’s largest livelihood programmes aimed at reducing poverty by promoting gainful self- and wage-employment.
2. Mission Objective
   • Mobilize rural poor households into Self-Help Groups (SHGs).
   • Promote financial inclusion, sustainable livelihoods, and access to social entitlements.
   • Facilitate access to credit and diversification of income sources to ensure a sustainable rise in living standards.
3. Major Achievements (As of 2025)
   • 10.05 crore rural households mobilized into 90.9 lakh SHGs across 28 States and 6 UTs.
   • ₹11 lakh crore credit disbursed to SHGs with a 98% repayment rate, facilitated by Bank Sakhis.
   • 4.62 crore Mahila Kisans supported through farm-based livelihood initiatives.
   • 47,952 Bank Sakhis deployed to improve credit linkage and financial literacy.
   • 3.74 lakh enterprises promoted through the Start-up Village Entrepreneurship Programme (SVEP).
   • 17.5 lakh youth trained under DDU-GKY; 11.48 lakh placed in jobs.
   • 56.69 lakh trained and 40.99 lakh settled under Rural Self Employment Training Institutes (RSETI).
   • 3.5 lakh Krishi Sakhis and Pashu Sakhis deployed; 6,000 Integrated Farming Clusters formed.
4. Women Empowerment Focus
   • Central to the mission’s strategy is organizing women into SHGs and federations for social and economic empowerment.
   • Trained community resource persons such as Krishi Sakhi, Pashu Sakhi, Bank Sakhi, Bima Sakhi facilitate last-mile service delivery in agriculture, livestock, and financial inclusion.
   • Women-led SHGs have become key drivers of entrepreneurship and social transformation at the grassroots.
5. State-Wise Performance Highlights
   • Bihar, Uttar Pradesh, Andhra Pradesh — top states in SHG mobilization.
   • Andhra Pradesh — leads in bank loan disbursement to SHGs (₹34,83,725 lakh).
   • Uttar Pradesh and Bihar — highest capitalization support to SHGs.
   • Maharashtra — top performer in agro-ecological initiatives for Mahila Kisans.
   • Assam — leads in micro-enterprises under SVEP; followed by Kerala and West Bengal.
6. Skill Development and Employment Components
   • Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY):
     Provides placement-linked skill training to youth aged 15–35 years.
     • Uttar Pradesh (2.44 lakh), Odisha (2.15 lakh), and Andhra Pradesh (1.33 lakh) lead in training numbers.
     • Odisha achieved the highest placements (1.77 lakh).
   • Rural Self Employment Training Institutes (RSETI):
     Provides entrepreneurship and self-employment training to youth aged 18–50 years.
     • Uttar Pradesh leads with 7.55 lakh trained and 5.54 lakh settled entrepreneurs, followed by Rajasthan, Madhya Pradesh, and Karnataka.
7. Marketing and Advanced Training Initiatives
   • SARAS Aajeevika Mela 2025 held in New Delhi (5–22 September 2025) for marketing, training, and product promotion.
   • NIRD&PR conducted 44 capacity-building programs in the past three years to strengthen SHG marketing capabilities.
8. Impact and Significance
   • DAY-NRLM has become a cornerstone of rural transformation through inclusion, capacity-building, and sustainable livelihoods.
   • It has strengthened the SHG–bank ecosystem and promoted women’s financial autonomy.
   • The model showcases community-led development through financial discipline, local enterprise, and participatory governance.

Static / Background Information

Updated -  23 OCT 2025 11:24 AM | PIB